Comments for Getting Out Of Debt http://gettingoutofdebt.wordpress.com A blog to motivate myself and others to pay off debt. Fri, 02 May 2008 14:41:40 +0000 http://wordpress.com/ hourly 1 Comment on Collecting by PiggyBankBlues http://gettingoutofdebt.wordpress.com/2008/04/29/collecting/#comment-18 PiggyBankBlues Fri, 02 May 2008 14:41:40 +0000 http://gettingoutofdebt.wordpress.com/?p=14#comment-18 i agree with bdo, you need to make a JOINT budget. $70-$150+ a month on shopping is honestly a lot, especially while you are paying down debt. when i had credit card debt i would blow a lot on books, but then i started going to the library instead. while paying down debt, you need to suspend/trim that excess spending b/c income is being redirected to the debt. at least until the debt is paid off. the harder part i think for couples is being on the same page with the budgeting. i think you are handling it well- don't feel guilty! i agree with bdo, you need to make a JOINT budget. $70-$150+ a month on shopping is honestly a lot, especially while you are paying down debt. when i had credit card debt i would blow a lot on books, but then i started going to the library instead. while paying down debt, you need to suspend/trim that excess spending b/c income is being redirected to the debt. at least until the debt is paid off. the harder part i think for couples is being on the same page with the budgeting. i think you are handling it well- don’t feel guilty!

]]> Comment on Collecting by BDO http://gettingoutofdebt.wordpress.com/2008/04/29/collecting/#comment-17 BDO Tue, 29 Apr 2008 23:32:27 +0000 http://gettingoutofdebt.wordpress.com/?p=14#comment-17 What has worked for me is three checking accounts. A joint, hers, and my account helps distinguish our spending habits. We allocate a certain portion of the budget to her and my account. Once the money is transferred we spend as we see fit for our own accounts; for all those "me" gifts. Once it is spent, we can't have anymore until next payday. This works, because we can splurge a little when we want to. God Bless in your journey! http://www.beatingdebt.wordpress.com What has worked for me is three checking accounts. A joint, hers, and my account helps distinguish our spending habits. We allocate a certain portion of the budget to her and my account. Once the money is transferred we spend as we see fit for our own accounts; for all those “me” gifts. Once it is spent, we can’t have anymore until next payday. This works, because we can splurge a little when we want to. God Bless in your journey!

http://www.beatingdebt.wordpress.com

]]> Comment on Stupid Tax by Shanti @ Antishay http://gettingoutofdebt.wordpress.com/2008/04/25/stupid-tax/#comment-16 Shanti @ Antishay Tue, 29 Apr 2008 07:57:23 +0000 http://gettingoutofdebt.wordpress.com/?p=11#comment-16 I would have YELLED at the gym. No proof? Don't they know when their gym memberships expire? I would go to high hell to correct this. But that's just how I do things when people are being idiots... I would have YELLED at the gym. No proof? Don’t they know when their gym memberships expire?

I would go to high hell to correct this. But that’s just how I do things when people are being idiots…

]]> Comment on Current Numbers by Just Me http://gettingoutofdebt.wordpress.com/2008/04/24/current-numbers/#comment-11 Just Me Sat, 26 Apr 2008 21:39:27 +0000 http://gettingoutofdebt.wordpress.com/?p=10#comment-11 The last time I calculated, it looked like it will take 2 years, but I am interviewing for a second job this Wednesday, and that extra income could shave off some serious time. Also Just Him has been discussing a possible promotion which would also add a bit more to the snowball. The last time I calculated, it looked like it will take 2 years, but I am interviewing for a second job this Wednesday, and that extra income could shave off some serious time. Also Just Him has been discussing a possible promotion which would also add a bit more to the snowball.

]]> Comment on Stupid Tax by Just Me http://gettingoutofdebt.wordpress.com/2008/04/25/stupid-tax/#comment-10 Just Me Sat, 26 Apr 2008 21:37:09 +0000 http://gettingoutofdebt.wordpress.com/?p=11#comment-10 I just spoke with my husband who drove all the way down to the gym only to be told he has to come back on Monday when the bank will be open. It's the most ridiculous thing I've ever heard. The owner can't remember to call on his own?? Just Him can't be the first to ever cancel his membership there. I'd like to go, too on Monday and make a scene, but my husband get's embarrassed easily, plus I think it's good for him to handle it on his own. I just spoke with my husband who drove all the way down to the gym only to be told he has to come back on Monday when the bank will be open. It’s the most ridiculous thing I’ve ever heard. The owner can’t remember to call on his own?? Just Him can’t be the first to ever cancel his membership there. I’d like to go, too on Monday and make a scene, but my husband get’s embarrassed easily, plus I think it’s good for him to handle it on his own.

]]> Comment on My Story by 35% Off..... http://gettingoutofdebt.wordpress.com/2008/04/24/my-story/#comment-9 35% Off..... Sat, 26 Apr 2008 17:53:50 +0000 http://gettingoutofdebt.wordpress.com/?p=9#comment-9 other cool dave sites http://www.enemyofdebt.com/ http://www.daveramseyguru.com/ other cool dave sites

http://www.enemyofdebt.com/

http://www.daveramseyguru.com/

]]> Comment on My Story by 35% Off..... http://gettingoutofdebt.wordpress.com/2008/04/24/my-story/#comment-8 35% Off..... Sat, 26 Apr 2008 17:51:39 +0000 http://gettingoutofdebt.wordpress.com/?p=9#comment-8 congrats on your blog, I started my blog in october 07, pre dave. I found dave in jan of 08 and I do a lot more financial blogs but i still have a big mix of my personal life well now its all tied together and people are reading it. I am glad some of the info helps others but some just argue with me lol. Its fun for me and its been therapeutic a lot of times. My advice would be to just keep doing what your doing. GOOD LUCK! congrats on your blog, I started my blog in october 07, pre dave. I found dave in jan of 08 and I do a lot more financial blogs but i still have a big mix of my personal life well now its all tied together and people are reading it. I am glad some of the info helps others but some just argue with me lol. Its fun for me and its been therapeutic a lot of times. My advice would be to just keep doing what your doing. GOOD LUCK!

]]> Comment on Current Numbers by 35% Off..... http://gettingoutofdebt.wordpress.com/2008/04/24/current-numbers/#comment-7 35% Off..... Sat, 26 Apr 2008 17:47:05 +0000 http://gettingoutofdebt.wordpress.com/?p=10#comment-7 how long will it take you to finish off your debt snow ball? how long will it take you to finish off your debt snow ball?

]]> Comment on Stupid Tax by 35% Off..... http://gettingoutofdebt.wordpress.com/2008/04/25/stupid-tax/#comment-6 35% Off..... Sat, 26 Apr 2008 17:44:53 +0000 http://gettingoutofdebt.wordpress.com/?p=11#comment-6 I have paid 12,000 in stupid tax I hope that makes you feel better cheer up!! I have paid 12,000 in stupid tax I hope that makes you feel better cheer up!!

]]> Comment on Stupid Tax by BDO http://gettingoutofdebt.wordpress.com/2008/04/25/stupid-tax/#comment-5 BDO Sat, 26 Apr 2008 12:54:11 +0000 http://gettingoutofdebt.wordpress.com/?p=11#comment-5 That is awesome that you found some "fluff" in the budget. God Bless on finding other ways to save money to use for beating debt! http://beatingdebt.wordpress.com/ That is awesome that you found some “fluff” in the budget. God Bless on finding other ways to save money to use for beating debt!

http://beatingdebt.wordpress.com/

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